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UAE Nationals Home Finance

If you are a UAE national, Emirates Development Bank is ready to offer you some of the most innovative home financing solutions. We see you as our long-term partner with the main objective of fulfilling the national housing agenda. And as your partner, the Bank will share your financial burden and provide you with the best credit flexibility possible.

Our home finance is strictly for UAE nationals looking to purchase or develop a housing unit. This service offering will help enable Emirati families to achieve their dream of homeownership and to promote social cohesion, family security, and luxurious living, in line with the UAE Vision 2021.

Emirates Development Bank gives priority to UAE nationals who are on the waiting lists of the federal and local housing programmes. This is our way to help you reduce the waiting time to receive a housing loan. By doing so, we also help housing agencies implement their development programmes and enhance cooperation between federal and local entities working in the governmental housing sector.

UAE Nationals Home Purchase Finance

Advantages

  • Available for home purchase
  • Repayment period up to 25 years
  • Funding up to AED5 million, including local federal and local housing programs support if available
  • No down payment
  • Convenient interest rates
  • Shariah compliant solutions
  • No application fee for website applicants
  • No salary transfer
  • Quick approvals
  • Transparency in dealing

Eligibility

  • UAE National
  • UAE Nationals Family Book, valid passport and Emirates ID.
  • The minimum age required is 21 years and maximum is 50 years old. Customer should not exceed the age of 65 years once the loan is complete
  • Minimum monthly income of monthly wage holders is AED 10,000

UAE Nationals Home Construction Finance

Advantages

  • Available for home construction
  • A repayment period of up to 25 years
  • Funding up to AED 3 million including local federal and local housing programs support if available
  • No down payment
  • Convenient interest rates
  • Shariah compliant solutions
  • No application fee for website applicants
  • No salary transfer
  • Quick approvals
  • Transparency in dealing

Eligibility

  • UAE National
  • UAE Nationals Family Book, valid passport and Emirates ID.
  • The minimum age required is 21 years and maximum is 50 years old. Customer should not exceed the age of 65 years once the loan is complete
  • Minimum monthly income of monthly wage holders is AED 10,000

Apply for Home Finance

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For assistance and enquiries please contact us at 80027274

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