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SME Finance

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Emirates Development Bank (EDB) was established to support the national agenda of the Government to develop and provide financing to Small and Medium Enterprises. We at Emirates Development Bank follow a holistic approach to support and grow businesses owned and managed by UAE Nationals by providing a wide range of solutions, as follows:

Our Products

  • Asset Backed Financing
  • Purchase Financing (Pre-Sales Financing)
  • Receivable Financing (Post-Sales Financing)
  • Business Expansion Loan & Project Financing

Asset Backed Financing

Emirates Development Bank now offers financing to equip your business to grow by investing in equipment, machinery, vehicles and other commercial assets.

The suite of solutions offered includes:

  • Commercial Vehicle Loan
  • Construction Equipment Loan
  • Medical Equipment Loan
  • Professional Equipment Loan

Key Features

  • Financing up to 80% of the asset
  • Attractive interest rates
  • Flexible tenors

Business Expansion Loan & Project Financing

Avail Business Expansion Loan & Project Financing Loan to meet your short to medium term financing needs.Emirates Development Bank offers secured and unsecured loans based on the financial and qualitative evaluation of your business

Key Features

  • Attractive interest rates
  • Flexible tenors

Purchase Financing (Pre-Sale Financing)

Our Purchase Financing solution is designed to reduce your working capital pressures by providing immediate funding. Finance up to 80% of the invoice value through a specialized revolving loan with flexible repayment option

Key Features

  • Financing available for purchases from local & international suppliers
  • Attractive interest rates
  • Flexible repayment options

Receivable Financing (Post-Sale Financing)

We offer financing against future receivables to convert your credit sales to immediate cash flow for your business. EDB"s fast and easy solution takes care of your short term financing needs and allows businesses to focus on their long term goals

Key Features

  • Flexible tenors
  • Attractive interest rates
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Our team of dedicated Relationship Managers understand the needs and requirements of small and medium businesses and will work closely with you to help design a financing plan suited to your business needs. Call us today at 800 27274 or visit our website www.edb.ae
*Terms & Conditions Apply